Day To Day Responsbilities:

• Build and implement a scalable risk framework covering fraud, credit, and operational risk
• Lead a team of 3–5 existing Risk Operations professionals; eventually build and manage a dedicated Risk Analytics team
• Collaborate with a third-party risk vendor to implement a comprehensive risk roadmap
• Drive automation initiatives for high-priority manual workflows
• Create and enforce policies to mitigate fraud losses, credit defaults, and ensure regulatory compliance
• Oversee adoption of tools and platforms for real-time risk monitoring and mitigation
• Partner cross-functionally with leaders in product, engineering, compliance, and finance
• Ensure preparedness for compliance with regulatory standards: KYC, AML, data privacy, etc.

Must Haves:

• 10+ years of risk leadership experience within fintech, payments, or financial services
• Demonstrated success building and scaling risk teams and frameworks in startup or growth-stage environments
• Deep knowledge of payments risk, fraud prevention, credit risk modeling, and compliance
• Strong analytical background with exposure to risk analytics platforms
• Excellent communication and executive presence, able to align senior leadership on risk priorities

Plusses:

• Familiarity with Stripe or similar payments platforms
• Experience with machine learning or data science for risk modeling
• Background in consulting or fractional executive roles
• Exposure to international risk standards and cross-border compliance

Pay rate:

• $60 to $80